Best Affordable Comforter Reviews 2018

When it comes to comforters, there are many types to choose from – and a wide variety of price ranges. For the purpose of this review, we took a look at a mixture of affordable comforters, all with a price tag of $150 or less for the king size. We only looked at ones that had good quality, so while there are definitely comforters that cost less than the ones on our list, our research showed that the cheap comforters out there aren’t made to last – and don’t provide as much comfort either. We also have a separate review just for the best down comforters.
Our Top Choice
Malouf Woven Down Blend Comforter
A hypoallergenic and luxurious comforter that doesn’t break the bank.
Hypoallergenic. Duck down and feather filling. Cotton cover
Line drying recommended.
Best Value
Utopia Bedding Down Alternative Comforter Duvet Insert
Effectively warm comforter that is inexpensive and can be used on its own.
Hypoallergenic. Easy to wash. Inexpensive. 350 gsm fill.
Some reports that cover material is too thin.
Chezmoi Goose Down Alternative Comforter
An affordable down alternative comforter that’s great to use all year round.
Hypoallergenic. Great price. With duvet tabs.
Size runs smaller than most.
Superior All Season Down Alternative Comforter
Soft, hypoallergenic and smooth microfiber comforter that is affordable.
Very soft. Hypoallergenic. Can be machine washed
Can get too warm for some people due to microfiber material
Natural Comfort 300TC Sateen Down Alternative Duvet Insert
An affordable yet super hypoallergenic, plush and comfortable comforter that comes in many sizes.
Hypoallergenic stuffing. Cotton cover. Machine washable. 7 size options.
Larger sizes many not fit in the washer.

(Updated )
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How Do I Choose the Best Affordable Comforter?

Before we can talk about the factors that are important in choosing a comforter, we need to make sure that we are all on the same page. In the bedding industry there different things that people cover their beds with, and although sometimes the names are used interchangeably, they really aren’t. Let’s take a quick look at the differences between a comforter, a duvet, a bedspread and a quilt.
  • Bedspread - The term bedspread can be used to mean two different things. In the broad sense, it’s the term used for any piece of bed linen that is designed specifically to cover the top of the bed and encompasses all of the other types of bed coverings. In the stricter sense is a specific type of bed covering that is designed not only to cover the top of the bed but also the sides, including both the mattress and the box spring. A low hanging bedspread can be designed just for ornamental “looks” meaning that you pull it down from the bed when it’s time to sleep, or they can be made for sleeping. There are all different “types” of bedspreads, including some that are filled with materials with box style stitching – which is why it can be confused with actual comforters.
  • Quilt - A quilt can be made to cover just the top of the bed, or it can be large enough to cover the entire sides, making it a “quilted bedspread.” Although comforters and filled bedspreads use quilted stitching to hold the inner materials secure, that doesn’t make the quilts. True quilts have more complex stitching which is part of the beauty of the design. They can be made from one large piece of material with beautifully done stitching or they can be made from individual pieces of material quilted together in designs or patters.
  • Duvet - A duvet is similar to a comforter, because both are created from large “bags” of material that have been stitched across the top to hold the inner materials secure and unlike a bedspread, they are both designed only to cover the top and part of the sides of the bed, usually just covering the mattress. There is however, one very distinguishing difference between the two – duvets are made so that they go inside a duvet cover which can be removed, washed and changed so you can have different looks. Since there is a cover that goes over a duvet, they typically come in solid colors, usually white. Another difference is that duvets, because of the covering are made so that you don’t need to use sheets – but many people still do.
Ok, now that we have bedspreads, quilts and duvets covered; let’s talk about what a comforter really is. In the true sense of the term, a comforter is most like a duvet in that the construction design is a large flat bag filled with material, made to cover just the top of the bed and used while sleeping for warmth. However there is significant distinguishing factor – comforters are designed so that they don’t require an additional cover – and the design, colors and look is pretty much limitless. Since there is no cover, you need to use sheets with them (unless you want to wash them weekly which is certainly not only convenient).

So, just when you thought you had it all figured out, there is another breed of bed covering – comforters that can also serve as a duvet. We consider this one of the most versatile “bedspreads” you can get. By themselves they are beautifully designed so they look great on your bed. The best ones have elegant quilted stitching that adds to the beauty. But what makes them different than a standard comforter is that like a duvet, they have corner fasteners, such as buttons, loops or ties, that will securely hold a duvet cover in place. This lets you not only both add a layer of protection for you comforter (increasing its lifespan) but it also lets you change up the look of your room whenever you want without having to purchase a brand new comforter. Yes, you can put a regular comforter into a duvet cover but without the corner ties, it won’t stay in place and will shift around, similar to the way a pillowcase will move off a pillow if it’s too small. Talk about versatility!

Since our goal at TopProducts is more than just giving you recommendations about great products – we want to give you information about ones that provide value for your money – for this review; we chose to focus on duvet insert style comforters with a mixture of inner materials. Each and every one on our list would look great by itself, or with the duvet cover of your choice. By the way, if you know for sure that you are looking for a higher end down comforter, we have a separate review just for that.
When it comes to comforters, or any kind of bed linen for that matter, there is a wide range of prices; and you get what you pay for. Can you find a cheap comforter for around $30 (or even less for a twin)? Yes you can. Will it last long before the stitching comes loose or the inner materials start to flatten or go lumpy? No

On the opposite side there are down comforters that cost $1000 and more. There are also a lot of high quality comforters in the few hundreds of dollars price range. Ultimately, what you pay for a comforter will depend upon the construction and design, things we will discuss shortly.

Unless you just won the lottery, we understand that most people are looking for good quality comforters in a reasonable “everyday” price range. For this reason, we choose to keep our upper price range at $150, with 4 of our 5 actually available in King size, on sale at Amazon for under $100.

In order to provide consistency in comparison, we chose to provide pricing information king sized comforters however each and every one of the brands we chose has multiple size options.
In most cases, down comforters don’t really have extra "bells and whistles" because they are not purposely built to be extremely sophisticated. However, it is wise to keep an eye on the features section to find out an overview of each of the 5 comforters we have chosen. For example, some of these products might be covered by a warranty period; others might be made from hypoallergenic materials and so on. We are sure that these features will be useful in the long run.
Construction and Design
In considering the construction and design of a comforter, there are two things to look at – what’s on the outside and what’s on the inside.

When choosing a comforter, the part that you see (and that touches your body) us just as important as what fills it. There are generally four types of coverings, each of which could be made from a different material. The difference between these fabrics is not just in the look, but in the weight and level of warmth that they provide.
  • Lightweight batiste fabric which is great for warmer weather or people who like to be cool when they sleep.
  • Damask fabrics are a woven type of covering that is heavier than the others, designed to provide warmth.
  • Cambric fabrics are woven, like damask but they are lighter in weight.
  • Sateen fabric which is similar to the soft, shiny and smooth feeling and appearance of satin.
Once you know the weight and type of fabric you want, the next thing to decide what material you want. Comforter covers can be made from materials such as cotton (or cotton blends), synthetic blends and wool. You will also want to take a look at the thread count, but don’t let that be the determining factor – it’s a myth that a fabric having a higher thread count automatically makes it better. Finally, you need to look at the stitching, which is more than just a decorative accent. The stitching is what holds the inner materials in place so it doesn’t shift. One of the first things to go on a cheap comforter is the thread that holds it all together.

Now let’s talk about that stuff on the inside. For comforter fillings, there are two broad categories – down filling and down alternative fillings. We have separate articles that go into more depth about each of these materials, but one of the biggest criteria in choosing between these two, besides price, is allergies. There is no doubt that a high quality down filled comforter is the ultimate in luxury, but some people have allergies and just can’t have one. If you are an allergy suffer, and we aren’t just referring to feather allergies, then you want a comforter that has both a covering and a inner filling that is hypoallergenic.

Regardless of which type of inner material you choose, you want to consider the fill power – the amount of space that the filling takes up, or in simpler terms, how thick is your comforter? This standard is typically measured by the amount of down feathers that are used, but down alternative covers usually provide information about the fill power equivalent. Comforters with higher fill power values will provide more warmth than lower ones. To give you a frame of reference, if you are someone who likes to be toasty and warm at night, you want at least a 600 fill power comforter.
Performance and Ease of Use
How do you measure the performance of a comforter? Needless to say, one aspect of this is how well this piece of bed linen adds to the beauty of your décor. Does it makes you smile when you look at it, almost happy to make your bed in the morning? If so, then it’s doing its job perfectly. For the purpose of our review, we chose to feature just white comforters from every manufacturer for two reasons. First, how a comforter looks is truly a matter of personal preference. White provides a blank canvas for any décor and since all of the comforters we are recommending also serve as duvet inserts you are free to get the exact look you want. The other reason for not focusing on the color or pattern is because when it comes right down to it, the inside is just as, if not more important than what’s on the outside.

A really good comforter will make you just as happy when you pull back the covers and climb underneath. Does it feel good against and over your body? Is it soft and snuggly? Does it provide you the temperature that you want? No matter how beautiful a comforter is, if it makes you sweat in the summer, or doesn’t keep you warm in the winter, it’s not serving its purpose. Temperature control is a matter of personal preference, so you will have to choose the comforter that’s right for you. Some people like extra thick comforters in the winter and different ones in the summer. Others like to have all season comforters, adding extra blankets when the weather gets cold.

The final thing to consider is whether or not your comforter is easy to care for and maintain. Needless to say, higher quality down comforters need a lot more special attention than regular machine washable down alternative comforters. Each and every one of the comforters that we are recommending comes with corner fasteners that allow you to encase it in a duvet comforter, making washing as simple as washing the sheets and changing a really large pillow case. You may even want to consider having at least two duvet covers so that you can quickly put another on while one is in the laundry.

What is the Best Affordable Comforter?

Choosing what “the best comforter” is for you will be a matter of personal preferences, but now that we know what’s important to look for when choosing a duvet insert style comforter, let’s take a look at 5 of the top brands and what they have to offer.
Our Top Choice
This comforter by Malouf is made from a blend of white duck down and feathers enclosed in 100% woven cotton, perfect for a luxurious night of sleep. Malouf also has an incredible line of woven linens including bamboo, Portuguese flannel and Italian made 100% Egyptian Cotton.
Woven Down and Feather Blend Comforter by Malouf – Pure Cotton Cover

Malouf King Down Blend Comforter - White

The Malouf Woven Down Blend Comforter is a comfy product that is worth every penny.
For those looking for a luxuriously soft and warm comforter that’s reasonably priced, check out some of the features of this comforter:
  • Down and feather blend filling
  • Hypoallergenic
  • 100 percent cotton cover
  • Built-in corner loops to keep duvet cover in place
  • Machine washable
Construction and Design
Malouf has established its name in providing good quality and luxurious bed linens at a lower price. And this Woven Down Blend Comforter is no exception. It is crisp, comfortable and super soft. No wonder it is a best seller on Amazon. It is made up of a combination of white duck down and feathers filling and 100 percent cotton cover. The box stitching adds visual beauty while keeping the filling evenly distributed. The already piped edges are double-stitched to make it more durable.

Unlike many other brands who typically only offer 3 or 4 size options, Malouf makes this down comforter available seven sizes, including three oversized versions – and what’s even better, they were all on sale the last time we looked on Amazon:
  • Twin comforter measures 68 by 86 inches - MSRP around 159.99, on sale for around $89.99
  • Full comforter measures 82 by 86 inches – MSRP around $219.99, on sale for around $109.99
  • Queen comforter measures 88 by 92 inches – MSRP around $239.99, on sale for around $119.99
  • Oversized queen comforter measures 98 by 98 inches - MSRP around $279.99, on sale for around $139.99
  • King comforter measures 106 by 92 inches - MSRP around $299.99, on sale for around $149.99
  • California King comforter measures 102 by 96 inches - MSRP around $299.99, on sale for around $169.99
  • Oversized king comforter measures 116 by 98 inches - MSRP around $359.99, on sale for around $229.99
Performance and Ease of Use
The blend of 20% white duck down and 80% feather filling makes for a warm, yet hypoallergenic, and breathable comforter. The Malouf Down Blend Comforter is perfect to keep you warm all season long. The loop ties on the corners make it easier for anyone to secure a duvet in place.

Have a big mattress? No worries! Malouf offers oversized options of this product. Another good thing about this is that it can be machine washed. Line drying is recommended though for all linens created by the company.

At the time of this review, the Woven White Down and Feather Blend Comforter by Malouf has 20 reviews on Amazon and has a 5-star rating. You will find one critical reviews for this product which appears to be more of an unmet expectation and preference of the user for a much softer material. Apart from this, all we could find are of positive reviews for this comforter.
Best Value
This white plush down alternative comforter by Utopia Bedding features a crinkle free material with expertly tailored piped edges, elegant quilted box stitching, durable hems. So whether you decide to use it alone as a blank slate for your décor, or decide to add one of their beautiful duvet covers, your will be sleeping in both style and comfort.
Hypoallergenic Comforter Duvet Insert by Utopia Bedding - Plush Down Alternative Comforter

Utopia Bedding King Comforter Insert - White

The Hypoallergenic Comforter Duvet Insert by Utopia truly offers a luxurious and hypo-allergenic down alternative. Here are some of its truly comforting features:
  • Made of hypoallergenic material
  • Soft siliconized fiberfill substitute filling
  • Durably tailored
  • Easy to wash
  • Money back guarantee
Construction and Design
Utopia Bedding’s Down Alternative Comforter Duvet Insert is an Amazon bestseller for all the right reasons. It is designed elegantly with piped edges and boxed-style stitching which also prevents the filling from shifting.

This comforter is filled with 350 grams per square meter of 100% hypoallergenic polyester fiber. The alternative stuffing of siliconized fiberfill makes for a warm, comfortable and crinkle-free comforter. Used as is in white, it will surely look crisp and blend itself beautifully to any bedroom style. Or, use the corner ties to securely attach the duvet cover of your choice.

Many people love the idea of having a down comforter, but simply can’t have one because of allergies, or due to budget. We chose this down alternative comforter by Utopia Bedding because even the largest size, the king, retails for under $100 but is currently on sale at Amazon for less than half that. Available in 3 sizes, this comforter is a great buy.
  • Twin 64-by-88 inch List Price: around $60.99; Sale: around $32.99
  • Queen 88-by-88 inch, around $69.99; Sale: around $40.49
  • King 102-by-90 inch around $99.99; Sale: around $48.99
Performance and Ease of Use
The Utopia Bedding duvet insert style comforter is guaranteed to have durable hems and comes in three different sizes to fit almost any mattress. With siliconized fiberfill as alternative filling, it does a great job in keeping you warm even during the chilly winter season - not to mention, hypoallergenic. The hypoallergenic material keeps off mold, mildew and dust mites. So if you're looking for a comforter that'll last, you surely get your money's worth on this one. It's also very easy to clean. Just pop it in your washer on cold and tumble dry on low.

Not sure if you'll love what you'll get? No worries! Utopia offers buyers of Ultra Plush Hypoallergenic, Siliconized Fiberfill Comforter a money back guarantee. Just make sure to return the item within 30-days and you'll get a full refund. No questions asked.

The Utopia Bedding Comforter Insert has over a thousand customer reviews on Amazon. It has an impressive 4.8 average-star rating with very few critical reviews. Going through the critical reviews, some talked of what seems to be a manufacturer defect with the comforter having holes while some appear to be caused by storage mishandling. Still, this is an excellent product and you shouldn’t neglect it.
Part of the Chezmoi Collection from Green Living Group, this down alternative comforter is designed for all year use. Use it as is for that crisp, clean look or use the corner tabs to secure one the stylish Chezmoi duvet covers, or one of your own.
Chezmoi Collection Goose Down Alternative Comforter with Corner Duvet Tabs by Green Living Group

Chezmoi King Down Alternative Comforter - White

If you’re searching for your next comforter, the Chezmoi Goose Down Alternative Comforter might be suitable for your tastes. Here’s a summary of this comforter's features to help you decide:
  • Great weight, all season comforter that can be used year round
  • Includes corner straps to keep duvet in place
  • Made of hypoallergenic poly-fiber material
  • Can be machine washed in cold water and tumble dry on low (manufacture’s recommendations)
Construction and Design
The Chezmoi Goose Down Alternative Comforter is made of 100 percent hypoallergenic and allergy-free polyfiber. Strongly piped edges ensure that filling stays in place while adding to the comforter's overall visual style. Box stitching is used in the overall design and also keeps stuffing inside the blanket balanced and even. It is a very versatile comforter that can be used alone or covered with a duvet – with 4 corner ties to hold the cover in place.

We would definitely consider this a budget-priced comforter, but not a “cheap” one. While the construction is not as great as more expensive models, the quality is good and with proper care you should get years and years of use. It’s available in three sizes, all of which were on sale for under $50 on Amazon when we looked.
  • Twin Chezmoi Goose Down Alternative Comforter measures 64"x88" – on sale for $34.13
  • Full/Queen Chezmoi Goose Down Alternative Comforter measures 88"x88" – on sale for $40.80
  • King size Chezmoi Goose Down Alternative Comforter measures 102"x90" – on sale for $42.90
Performance and Ease of Use
The Chezmoi Down Alternative Comforter is made to be a quilt-type bed covering for all seasons. It’s a great alternative to down, with polyester and polyester blend material. It will provide you with a comfy sleep year round, just add an extra blanket if you are in a cold climate – or you can take a look at one of the heavier comforters in the Chezmoi Collection.

One of the things what we absolutely love about this comforter is that it can be machine-washed and dried. This is truly a comfortabe, user-friendly, yet affordable, comforter that is perfect for practical homeowners.

When we looked, the Goose Down Alternative Comforter by Chezmoi has about 5,300 customer reviews and has a 4.3 out of 5 stars rating on Amazon. It has some critical reviews ranging from people reporting that it was too thin for their liking and expectations; to some reports of manufacturer defects. But if you’re looking for an affordably priced comforter that’s hypoallergenic and can do the job of keeping you comfy and warm, this one is an excellent contender!
You don’t have to give up luxury and comfort with the Down Alternative Comforter from Superior, formerly known as Grand Down. It’s lightweight so it can be used all year round – not to mention the fact that you the details are elegant enough go with white, or you can change duvet covers to go with the season.
All Season Hypoallergenic Down Alternative Comforter by Superior – Grand Down

Superior King Down Alternative Comforter - White

The Superior All Season Down Alternative Comforter is excellent for people of all ages as it will keep you warm and comfy all night long. Here’s a rundown of its features:
  • High quality microfiber
  • Can be machine washed
  • Hypoallergenic
  • Guaranteed soft and plush with 77 oz filling
  • Budget friendly price point
Construction and Design
The Superior All Season Down Alternative Comforter is made of 77 ounces of hypoallergenic micro-fiber filling. It is designed to give you the feel of down bedding without the price, or the allergy concerns. Due to the filling materials, it is a comforter that is sure to keep you warm during a cold weather. The box stitching pattern used on this comforter keeps the polyester filling even, which is a good thing for those who worry of having hot and cold spots on the bed.

Superior makes this affordably priced comforter in three sizes:
  • Twin/Twin XL All Season Down Alternative comforter measures 68" x 90" – on sale for $43.22
  • Full/Queen All Season Down Alternative comforter measures 88" x 90" – on sale for $53.88
  • King All Season Down Alternative comforter measures 108" x 90" – on sale for $59.51
The quilt size is just right for the corresponding bed size indicated so if you prefer it to drape over the bed sides, order one size bigger than the mattress you have.
Performance and Ease of Use
Pleased customers say that the Superior King Down Alternative Comforter is amazingly comfortable in terms of thickness and size. It provides a great alternative and allergy-relief for people allergic to down. The box double-needle stitching prevents the filling from shifting and keeps the entire comforter even. The microfiber cover does feel smoother/shinier than cotton-covered comforters but doesn’t slip out of bed.

This affordable yet comfortable comforter can be machine-washed and dried. It is truly a comforter that’s budget friendly and allergy-free.

The All Season Down Alternative Full/Queen Comforter has over 2,000 customer reviews on Amazon. It has a 4.6 out of 5 stars average rating. There are a few critical reviews however stating that the comforter ripped or became lumpy after washing, but these are just isolated complaints.
With the Soft and Luxurious Down Alternative Comforter by Natural Comfort you don’t have to make any sacrifices just because you have allergies, or need something more affordable. The 300 thread count sateen cover is beautiful on it’s own, or add one of their duvet covers to fit your décor, mood or season!
Soft and Luxurious 300TC Sateen Down Alternative Comforter Duvet Insert by Natural Comfort – Hypoallergenic

Natural Comfort King Down Alternative Comforter - White

The last one in our list is the Natural Comfort 300TC down comforter which comes in many sizes and it is hypoallergenic.
Here are some of features of this product:
  • Available in 7 different sizes
  • 100% poly cluster fiber filling
  • Hypoallergenic down alternative
  • 100% combed cotton cover
  • Soft and plush all weather weight
Construction and Design
Treat yourself to something super plush and soft. As the name implies, the Soft and Luxurious 300TC Sateen Down Alternative Comforter Duvet Insert by Natural Comfort. Inside this ultra-soft comforter is a 100 percent poly-cluster fiber down alternative while the cover is 100% combed strong cotton fabric. This is truly a great mix for those looking for a warm yet comfortable comforter.

Like Maolouf, Natural Comfort offers this comforter in a wider variety of sizes than most manufactures, with great prices on Amazon:
  • 64-Inch x86-Inch (52 oz) Twin for around 43.99
  • 86-Inch x86-Inch (61 oz) Full for around $54.58
  • 86 x 90-Inch (66 oz) Queen for around $62.84
  • 92 x 94-Inch (70 oz) Oversize Queen for around $79.09
  • 102 x 90-Inch (76 oz) King for around $75.01
  • 108 x 94-Inch (89 oz) Oversized King for around $78.24
  • 104 x 98-Inch (89 oz) King XL or California King for around $74.74
While we are featuring the white, which offers a blank slate for any décor, this is a duvet style comforter with 4 corner ties that will hold the covering of your choice securely in place.
Performance and Ease of Use
Aside from the great price, this comforter from Natural Comfort is very soft and provides the warmth you need on a cold weather. It is also user friendly as it can be machine washed and dried on low.

It is great for those looking for a comfortable and hypoallergenic substitute to down comforters. If you’re looking for a comforter that’s the right value for your money this is a great choice.

The Soft and Luxurious 300TC Down Alternative Insert by Natural Comfort has over 1, 100 reviews on Amazon. It’s got a 4.5 out of 5 stars average rating and very few critical reviews. The critical comments talk of how the comforter sheds a lot of fuzz that needs to be brushed off from the bed using a lint roller. A duvet cover would be a solution for this problem – and it also gives you almost unlimited decorating options.

Get the Best Affordable Comforter of 2018!

If you are looking for a good quality comforter that has an affordable price under $150, we know that you would be happy with any of our top 5 recommendations, 4 of which actually cost less than $100 for a king size.

Our Top Choice
Malouf Woven Down Blend Comforter
Best Value
Utopia Bedding Down Alternative Comforter Duvet Insert
Chezmoi Goose Down Alternative Comforter
Superior All Season Down Alternative Comforter
Natural Comfort 300TC Sateen Down Alternative Duvet Insert