Best Financial Calculator Reviews 2020

If you frequently work with numbers or you have an upcoming exam, a financial calculator will help you with any complicated calculations. Take a look at our five contenders for some of the best financial calculator brands out there. These will make your life easier and will most likely reduce headaches for you.

Overview

PROS

CONS

SPECS

Functions

Display

Size

Case

Operated by

Our Top Choice

Casio Financial Calculator

Casio is an international manufacturer of consumer and commercial electronics. It was established in 1946 and is well known for its high-quality products.

This financial calculator is manufactured in the USA and has a great design. It solves simple and compound calculations and works with solar power.

One customer found it difficult to use. Check out the instructions before using it.

Cost/sell/margin, amortization

4 line monochrome

6.3 x 3.1 x 49 inches

Slide-on hard case included

Batteries or solar-powered

Best Value

Texas Instruments BA II PLUS Calculator

Texas Instruments has made electronics since 1930. It has more than 80,000 high-quality products in its portfolio.

This calculator is suitable for students or financial professionals. It has a slide-case included. Its multiple functions can solve any financial problem, and it is user-friendly.

One customer received the calculator with the screen broken.

Amortization, bond, depreciation

2 line monochrome

6.5 x 0.7 x 3 inches

Slide-on hard case included

Batteries

Sharp Financial Calculator

Sharp makes electric and electronic equipment and components. Parts of its calculators are made of recycled plastic.

This financial calculator is lightweight, portable and can solve multiple math problems. It has three digit punctuations and works on batteries.

One customer said the calculator doesn’t solve x√y functions.

Financial, engineering and math

2 line LCD

Not specified

Wallet-type case included

Batteries

HP 10bII+ Financial Calculator

HP designs innovative and durable products. Its specialty is laptops that are preferred by many people.

This calculator can solve financial and statistical functions. It calculates quickly, looks stylish and is easy to use. It has a 400-step memory and solves even complex calculations.

The buttons didn’t work for a customer, so he replaced the calculator.

Loan payments, interest rates

2 line LCD

0.6 x 3.2 x 5.7 inches

None

Batteries

Innovera Portable Minidesk Calculator

Innovera manufactures imaging supplies and tech accessories. Its products are made of quality materials and come with the right price.

This financial calculator is wall-mountable and displays eight digits on the screen. It can make basic calculations, and it’s also easy to carry.

One customer said the calculator is hard to use because of the buttons.

Financial and math

1 line monochrome

8.2 x 6 x 0.9 inches

None

Batteries or solar-powered

Skip ahead and go directly to the reviews.

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How Do I Choose the Best Financial Calculator?

Calculations can often be your worst nightmare. But the financial calculator is here to help!

Unlike standard calculators, financial calculators are specially designed to resolve financial functions with just the touch of a button. It's a time saver, and we all know that time is money. Financial calculators can do those difficult mathematical operations and are used in a plethora of domains such as statistics, finance, property, mathematics, and other finance-related areas.

They feature specific keys that are suitable for difficult formulas such as cost, sell, margin, depreciation, simple and compound interest calculations, and more. Depending on your needs, you'll also be able to find programmable financial calculators on the market to which you can add extra functions.

Nowadays calculators make everyone's job easier. Financial calculators help you resolve functions and formulas faster, while graphing calculators are great for students and engineers as they're capable of plotting graphs as well.

Everyone knows accounting is difficult, and if you try to resolve all the operations without any help, you might find it impossible. A financial calculator, together with an account book, will make your job easier, faster, and more organized.

Price

Even though they save you time, are efficient, fast, and exact, financial calculators are not that expensive. For a quality item you can pay anywhere from $20 all the way up to $100. You can expect to pay more for an advanced financial calculator that has substantial built-in memory and can solve multiple functions. Depending on your needs, it's good to go with the ones that solve the operations you usually use.

There are also cheap financial calculators out there, but keep in mind that you are purchasing a calculator in order to be exact with your numbers and formulas. It’s a good idea to stay away from the cheaper ones, as they may not be accurate.

Features

Good financial calculators can carry out multiple mathematical calculations--both simple and complicated ones. It's always good to go for a financial calculator that fits your skill level and has the functions you need. If you're a student getting through your studies or just a professional who wants to perform the job faster, a financial calculator would be a great investment.

Check out the features to consider when purchasing such a product:

Functions - Always check the functions that the financial calculator features before purchasing one. You should make sure that it meets your needs and doesn't have too many functions that are unnecessary. Most financial calculators have the following functions: calculate interest rates, taxes, depreciation rates, insurance costs and commuting costs, cash flows, time value of money, bond yields and more, such as inflow and outflow management or present and future value.
Display Type - The display is also important, and it needs to feature as many lines as possible. You'll be able to find financial calculators which show you between 1 and 5 lines of numbers on the screen. It's also good to see how many digits the calculator displays.
Case - Maybe it's not that important, but if you want your financial calculator to be safe and sound, it's good for it to come with a protective case which will allow you to transport the device without damaging its inner mechanism.
Power - Most financial calculators use normal batteries, but there are also models that are solar powered. Choose the one that you find more useful.
Instruction Manual - Don’t laugh. The instruction manual is also important. If the financial calculator comes with one, you’ll be able to understand faster how to use it, and you’ll also learn how to program the keys to suit your individual needs.

Construction and Design

Financial calculators look just like ordinary calculators. The only differences are the screen size and the keys. Some financial calculators come with programmable keys that offer you maximum flexibility and performance.

Financial calculators also feature a built-in memory in which you can store your previous worksheet. So, if you need to go back to see a certain formula that you did previously, you'll be able to do it.

Although, a financial calculator is quite sturdy, it’s good to store it in a special case when you don't use it or while you transport it. Some devices come with a protective case, but others don't have one. So, if you want to use it for years to come, it’s good to protect it.

You should also consider the digit size when purchasing a financial calculator, especially if you have trouble seeing small numbers and letters. There are financial calculators that offer users 15 mm digits for good readability.

Performance and Ease of Use

We want to offer you some tips for using a financial calculator because we know it might seem difficult at the beginning. After you have purchased the desired device, it's good to read the manual. We know it can be quite boring, but you'll only have to read it once, and then you'll be a guru in financial calculators.

After that, you'll have to adjust the settings to your specific requirements and adjust the display. You'll want to program the keys properly to fit the calculations you need, and then you’ll be ready to solve those difficult functions and formulas.

What is the Best Financial Calculator?

Before buying a financial calculator, check to see if it has the functions or features you are looking for, such as cash-flow analysis and statistics. If you have large fingers, you might want to opt for a calculator that has large buttons; otherwise you will have a hard time pressing the right keys.

Our Top Choice

The Casio Financial Calculator has an ergonomic design with four-line display. It is easy to operate, accurate and can solve several iterations. Are you looking for a programmable financial calculator? Check out the CASIO Japanese Program Functional Calculator!

Casio Financial Calculator with 4-Line Display and Slide-On Hard Case

Features

Casio doesn’t need any introduction. We are sure you have a Casio watch or know someone who has one. It also manufactures calculators, cash registers and projectors. Are you into playing music? You should definitely check out Casio's electronic musical instruments collection!

The Casio Financial Calculator has an affordable price for the math problems it can solve. If you don’t know how to use it, you can refer to the videos you can find online that show how it works and what you can do with it.

Check out its highlights:

Four-line display
Works with solar power
Solves cost, margin, sell, amortization
Converts between effective and percentage interest rate
Solves simple and compound interest calculations

If this isn't what you are looking for, check out the other financial calculators from Casio!

Best Value

The Texas Instruments BA II Plus Financial Calculator can solve common math problems and functions. It is easy to use, durable and saves the previous worksheets. It is also an Amazon Best Seller! Are you preparing for the Chartered Financial Analyst exam? Check out the Texas Instruments BA II Plus Professional Financial Calculator that is approved for this exam.

Texas Instruments BA II Plus Financial Calculator with Slide-On Cover and Built-In Memory Storage

Features

Texas Instruments manufactures multiple products, primarily analog chips and embedded processors. It sells amplifiers, motor divers and data converters. If you are an IT geek, you should check out its portfolio. It currently has a lot of calculators that are Amazon Best Sellers, so generally customers are very pleased with its products.

If you find yourself surrounded by difficult math problems, you should think about getting a financial calculator. The Texas Instruments BA II PLUS Calculator can solve advanced math problems and statistics. It recalls the last answer and has 10 user memories.

Its other features include:

Power turns down after idle time
Does cash-flow analysis
Calculates depreciations, book value
Solves trigonometric calculations
Calculates logarithms and powers

Not really what you had in mind? See the other financial calculators from Texas Instruments!

The Sharp EL-738F Financial Calculator Business Calculator displays 10 digits and can be used in multiple fields of work. It has a large two-line display and comes with a protective case. Check out the Sharp EL-738C 10-Digit Financial Calculator as well. Customers say this product has the best keypad!

Sharp Financial Calculator Business Calculator with 2-Lines Display and Wallet-Type Case

Features

Sharp sells a wide range of calculators, from simple desktop calculators to scientific and handheld calculators. If you are in the commercial field or simply want to have all your calculations printed, you should also see its printing calculators. This brand is also known for making high-quality flat-screen TVs and audio devices.

The Sharp EL-738F Financial Calculator Business Calculator can be used by both students and professionals in the business field. It can solve different calculations in finance, economics, banking, sales and more.

Let's discover its benefits:

Portable and lightweight
12-digit dot matrix
11 temporary memory entries
Solves time value money calculations
2nd key feature for terms

Need a different calculator? Look at the other financial calculators from Sharp!

The HP 10bII+ Financial Calculator has a durable battery and a small size, so it’s easy to carry anywhere. It's a high-quality financial calculator that has almost 170 built-in functions. Are you looking for a reverse polish notation calculator? Check out the HP 12CP Financial Calculator!

HP Financial Calculator, Can Be Used on CFP Certification Exam, Large Display

Features

HP distinguishes itself through reliable and innovative gadgets and electronics. It currently has over 200,000 products on sale on Amazon, most of which are laptops and accessories. Needless to say, HP also has a number of Amazon Best Sellers in its portfolio.

The HP 10bII+ Financial Calculator can solve multiple complex calculations. It solves math, financial and statistical calculations and has over 170 built-in functions.

Want to know more about it? Here are more of its features:

Auto power off
LCD display
Single line display with adjustable contrast
Solves trigonometric and hyperbolic functions
Calculates TVM and depreciation

Check out the practical and affordable printers HP makes as well! These products are now more advanced than ever.

Want to see more models before you decide? View the other financial calculators from HP!

The Innovera 15925 Financial Calculator has 15mm buttons and a solar-powered battery. It has an adjustable display that is easy to read. Are you looking for a commercial calculator? Check out the Innovera : Commercial Calculator, Large Digit\/Display.

Innovera Financial Calculator, Solar Powered Battery, Large Buttons, Inclined Display

Features

Innovera has accessories that are compatible with most of the brands out there. Its main field is printing supplies, but it also sells tech accessories, such as batteries, calculators and computer cleaning supplies.

The Innovera Portable Minidesk Calculator works in all lighting conditions, and it will fit into your bag perfectly. You can take it to work or school, as it will help you with your calculations.

Check out its characteristics:

Display can be read easily
Works on batteries and solar power
Displays up to eight digits
Has switch and percent key
Can be mounted on the wall

Looking for a different calculator? Check out the other products from Innovera!

Get the Best Financial Calculator of 2020!

Some calculators come with batteries, some are powered by the sun, and some use both means to obtain energy. It is important to pick the right one because it is an investment that you will most likely be stuck with for many years. Time is money so order the calculator you need today.

Our Top Choice

Casio Financial Calculator

Best Value

Texas Instruments BA II PLUS Calculator

Sharp Financial Calculator

HP 10bII+ Financial Calculator

Innovera Portable Minidesk Calculator